Picture
SIGMA MODEL
Contract Price: Php 2,098,523

2 Bedrooms
1 Toilet & Bath
Lot area: 108 sq.m
Floor area: 54.5 sq.m

Sample Computation
Contract Price (CP):     Php 2,098,523
Reservation Fee: Php 25,000


30% Downpayment (CP x 30%):   Php 629,566.90                                               
                70% Balance (CP-DP):   Php 1,468,966.10


DP Balance (30% DP - Reservation Fee) :   Php 604,556.90

                * DP Balance Payment Schemes:
   
                      3 months:         Php 201,518.97

                           6 months:                100,759.48
                          12 months:                 50,379.74


            * 70% Balance Payment Schemes:
a.) IN-HOUSE FINANCING
                                                                                                                     Monthly Amortization
                                                              
Factor Rate                              (Balance x Factor Rate)

1 year @ 0% interest                         0.083333333                                        Php 122,413.84
2 yrs @ 15% int. per annum            0.048486648                                                   71,225.24
3 yrs @ 15% int. per annum            0.036152396                                                   53,106.64

 
b.) BANK FINANCING                                         

                                                                                                                        Monthly Amortization
                                                                             
Factor Rate                  (Balance x Factor Rate)

estimated mo. amort. for 5 years                   0.0214939                               Php  31,573.81
estimated mo. amort. for 10 years                 0.01405954                                      20,652.99
estimated mo. amort. for 25 years                 0.01053224                                      15,471.50


c.) PAG-IBIG FINANCING                                    

 
                                                                                                                        Monthly Amortization
                                                                             
Factor Rate                  (Balance x Factor Rate)

estimated mo. amort. for 15 years                   0.01105399                           Php  16,237.94
estimated mo. amort. for 25 years                   0.00944182                                     13,869.71
estimated mo. amort. for 30 years                   0.00914739                                     13,437.21

 

                                note: Prices are subject to change without prior notice.
                                          Installments must be covered with Post Dated Checks (PDC).

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