SIGMA MODEL
Contract Price: Php 2,098,523
2 Bedrooms
1 Toilet & Bath
Lot area: 108 sq.m
Floor area: 54.5 sq.m
Contract Price: Php 2,098,523
2 Bedrooms
1 Toilet & Bath
Lot area: 108 sq.m
Floor area: 54.5 sq.m
Sample Computation
Contract Price (CP): Php 2,098,523
Reservation Fee: Php 25,000
30% Downpayment (CP x 30%): Php 629,566.90
70% Balance (CP-DP): Php 1,468,966.10
DP Balance (30% DP - Reservation Fee) : Php 604,556.90
* DP Balance Payment Schemes:
3 months: Php 201,518.97
6 months: 100,759.48
12 months: 50,379.74
* 70% Balance Payment Schemes:
a.) IN-HOUSE FINANCING
Monthly Amortization
Factor Rate (Balance x Factor Rate)
1 year @ 0% interest 0.083333333 Php 122,413.84
2 yrs @ 15% int. per annum 0.048486648 71,225.24
3 yrs @ 15% int. per annum 0.036152396 53,106.64
b.) BANK FINANCING
Monthly Amortization
Factor Rate (Balance x Factor Rate)
estimated mo. amort. for 5 years 0.0214939 Php 31,573.81
estimated mo. amort. for 10 years 0.01405954 20,652.99
estimated mo. amort. for 25 years 0.01053224 15,471.50
c.) PAG-IBIG FINANCING
Monthly Amortization
Factor Rate (Balance x Factor Rate)
estimated mo. amort. for 15 years 0.01105399 Php 16,237.94
estimated mo. amort. for 25 years 0.00944182 13,869.71
estimated mo. amort. for 30 years 0.00914739 13,437.21
note: Prices are subject to change without prior notice.
Installments must be covered with Post Dated Checks (PDC).
Reservation Fee: Php 25,000
30% Downpayment (CP x 30%): Php 629,566.90
70% Balance (CP-DP): Php 1,468,966.10
DP Balance (30% DP - Reservation Fee) : Php 604,556.90
* DP Balance Payment Schemes:
3 months: Php 201,518.97
6 months: 100,759.48
12 months: 50,379.74
* 70% Balance Payment Schemes:
a.) IN-HOUSE FINANCING
Monthly Amortization
Factor Rate (Balance x Factor Rate)
1 year @ 0% interest 0.083333333 Php 122,413.84
2 yrs @ 15% int. per annum 0.048486648 71,225.24
3 yrs @ 15% int. per annum 0.036152396 53,106.64
b.) BANK FINANCING
Monthly Amortization
Factor Rate (Balance x Factor Rate)
estimated mo. amort. for 5 years 0.0214939 Php 31,573.81
estimated mo. amort. for 10 years 0.01405954 20,652.99
estimated mo. amort. for 25 years 0.01053224 15,471.50
c.) PAG-IBIG FINANCING
Monthly Amortization
Factor Rate (Balance x Factor Rate)
estimated mo. amort. for 15 years 0.01105399 Php 16,237.94
estimated mo. amort. for 25 years 0.00944182 13,869.71
estimated mo. amort. for 30 years 0.00914739 13,437.21
note: Prices are subject to change without prior notice.
Installments must be covered with Post Dated Checks (PDC).