DELTA MODEL
Contract Price: Php 2,298,000
2 Bedrooms
2 Toilet & Bath
Lot area: 123 sq.m
Floor area: 57.0 sq.m
Contract Price: Php 2,298,000
2 Bedrooms
2 Toilet & Bath
Lot area: 123 sq.m
Floor area: 57.0 sq.m
Sample Computation
Contract Price (CP): Php 2,298,000
Reservation Fee: Php 25,000
30% Downpayment (CP x 30%): Php 689,400
70% Balance (CP-DP): Php 1,608,600
DP Balance (30% DP - Reservation Fee) : Php 664,400
* DP Balance Payment Schemes:
3 months: Php 221,466.67
6 months: 110,733.33
12 months: 55,366.67
* 70% Balance Payment Schemes:
a.) IN-HOUSE FINANCING
Monthly Amortization
Factor Rate (Balance x Factor Rate)
1 year @ 0% interest 0.083333333 Php 134,049.99
2 yrs @ 15% int. per annum 0.048486648 77,995.62
3 yrs @ 15% int. per annum 0.036152396 58,154.74
b.) BANK FINANCING
Monthly Amortization
Factor Rate (Balance x Factor Rate)
estimated mo. amort. for 5 years 0.0214939 Php 34,575.09
estimated mo. amort. for 10 years 0.01405954 22,616.18
estimated mo. amort. for 25 years 0.01053224 16,942.16
c.) PAG-IBIG FINANCING
Monthly Amortization
Factor Rate (Balance x Factor Rate)
estimated mo. amort. for 15 years 0.01105399 Php 17,781.45
estimated mo. amort. for 25 years 0.00944182 15,188.11
estimated mo. amort. for 30 years 0.00914739 14,714.49
note: Prices are subject to change without prior notice.
Installments must be covered with Post Dated Checks (PDC).
Reservation Fee: Php 25,000
30% Downpayment (CP x 30%): Php 689,400
70% Balance (CP-DP): Php 1,608,600
DP Balance (30% DP - Reservation Fee) : Php 664,400
* DP Balance Payment Schemes:
3 months: Php 221,466.67
6 months: 110,733.33
12 months: 55,366.67
* 70% Balance Payment Schemes:
a.) IN-HOUSE FINANCING
Monthly Amortization
Factor Rate (Balance x Factor Rate)
1 year @ 0% interest 0.083333333 Php 134,049.99
2 yrs @ 15% int. per annum 0.048486648 77,995.62
3 yrs @ 15% int. per annum 0.036152396 58,154.74
b.) BANK FINANCING
Monthly Amortization
Factor Rate (Balance x Factor Rate)
estimated mo. amort. for 5 years 0.0214939 Php 34,575.09
estimated mo. amort. for 10 years 0.01405954 22,616.18
estimated mo. amort. for 25 years 0.01053224 16,942.16
c.) PAG-IBIG FINANCING
Monthly Amortization
Factor Rate (Balance x Factor Rate)
estimated mo. amort. for 15 years 0.01105399 Php 17,781.45
estimated mo. amort. for 25 years 0.00944182 15,188.11
estimated mo. amort. for 30 years 0.00914739 14,714.49
note: Prices are subject to change without prior notice.
Installments must be covered with Post Dated Checks (PDC).