BETA MODEL
Contract Price: Php 3,285,100
4 Bedrooms
3 Toilet & Bath
Lot area: 123 sq.m
Floor area: 71.0 sq.m
Contract Price: Php 3,285,100
4 Bedrooms
3 Toilet & Bath
Lot area: 123 sq.m
Floor area: 71.0 sq.m
Sample Computation
Contract Price (CP): Php 3,285,100
Reservation Fee: Php 25,000
30% Downpayment (CP x 30%): Php 985,530 70% Balance (CP-DP): Php 2,299,570
DP Balance (30% DP - Reservation Fee) : Php 960,530
* DP Balance Payment Schemes:
3 months: Php 320,176.67
6 months: 160,088.33
12 months: 80,044.17
* 70% Balance Payment Schemes:
a.) IN-HOUSE FINANCING
Monthly Amortization
Factor Rate (Balance x Factor Rate)
1 year @ 0% interest 0.083333333 Php 191,630.83
2 yrs @ 15% int. per annum 0.048486648 111,498.44
3 yrs @ 15% int. per annum 0.036152396 83,134.97
b.) BANK FINANCING
Monthly Amortization
Factor Rate (Balance x Factor Rate)
estimated mo. amort. for 5 years 0.0214939 Php 49,426.73
estimated mo. amort. for 10 years 0.01405954 32,330.90
estimated mo. amort. for 25 years 0.01053224 24,219.62
c.) PAG-IBIG FINANCING
Monthly Amortization
Factor Rate (Balance x Factor Rate)
estimated mo. amort. for 15 years 0.01105399 Php 25,419.42
estimated mo. amort. for 25 years 0.00944182 21,712.13
estimated mo. amort. for 30 years 0.00914739 21,035.06
note: Prices are subject to change without prior notice.
Installments must be covered with Post Dated Checks (PDC).
Reservation Fee: Php 25,000
30% Downpayment (CP x 30%): Php 985,530 70% Balance (CP-DP): Php 2,299,570
DP Balance (30% DP - Reservation Fee) : Php 960,530
* DP Balance Payment Schemes:
3 months: Php 320,176.67
6 months: 160,088.33
12 months: 80,044.17
* 70% Balance Payment Schemes:
a.) IN-HOUSE FINANCING
Monthly Amortization
Factor Rate (Balance x Factor Rate)
1 year @ 0% interest 0.083333333 Php 191,630.83
2 yrs @ 15% int. per annum 0.048486648 111,498.44
3 yrs @ 15% int. per annum 0.036152396 83,134.97
b.) BANK FINANCING
Monthly Amortization
Factor Rate (Balance x Factor Rate)
estimated mo. amort. for 5 years 0.0214939 Php 49,426.73
estimated mo. amort. for 10 years 0.01405954 32,330.90
estimated mo. amort. for 25 years 0.01053224 24,219.62
c.) PAG-IBIG FINANCING
Monthly Amortization
Factor Rate (Balance x Factor Rate)
estimated mo. amort. for 15 years 0.01105399 Php 25,419.42
estimated mo. amort. for 25 years 0.00944182 21,712.13
estimated mo. amort. for 30 years 0.00914739 21,035.06
note: Prices are subject to change without prior notice.
Installments must be covered with Post Dated Checks (PDC).