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BETA MODEL
Contract Price: Php 3,285,100

4 Bedrooms
3 Toilet & Bath
Lot area: 123 sq.m
Floor area: 71.0 sq.m

Sample Computation
Contract Price (CP):     Php 3,285,100
Reservation Fee: Php 25,000


30% Downpayment (CP x 30%):   Php 985,530                70% Balance (CP-DP):   Php 2,299,570

DP Balance (30% DP - Reservation Fee) :   Php 960,530

                * DP Balance Payment Schemes:
   
                      3 months:         Php 320,176.67

                           6 months:                160,088.33
                          12 months:                 80,044.17


            * 70% Balance Payment Schemes:
a.) IN-HOUSE FINANCING
                                                                                                                     Monthly Amortization
                                                              
Factor Rate                              (Balance x Factor Rate)

1 year @ 0% interest                         0.083333333                                        Php 191,630.83
2 yrs @ 15% int. per annum            0.048486648                                                 111,498.44
3 yrs @ 15% int. per annum            0.036152396                                                   83,134.97

 
b.) BANK FINANCING                                         

                                                                                                                        Monthly Amortization
                                                                             
Factor Rate                  (Balance x Factor Rate)

estimated mo. amort. for 5 years                   0.0214939                               Php  49,426.73
estimated mo. amort. for 10 years                 0.01405954                                      32,330.90
estimated mo. amort. for 25 years                 0.01053224                                      24,219.62


c.) PAG-IBIG FINANCING                                    

 
                                                                                                                        Monthly Amortization
                                                                             
Factor Rate                  (Balance x Factor Rate)

estimated mo. amort. for 15 years                   0.01105399                           Php  25,419.42
estimated mo. amort. for 25 years                   0.00944182                                    21,712.13
estimated mo. amort. for 30 years                   0.00914739                                    21,035.06

 

                                note: Prices are subject to change without prior notice.
                                          Installments must be covered with Post Dated Checks (PDC).